WHY USE OUR SERVICES...?

We do all the detailed stuff that 'Your Accountant' has no time to do for you.

We don’t churn our Customers in-and-out at Tax Time or
any other time...!

We will keep regular phone contact with you to ensure you are on track with your personal requirements.


We have a fixed price structure for our services & products.

We don’t charge out our time in 15 minute intervals or on blocks of allocated time against your file...!

Our fixed price structure provides all Clients with a "FREE" half-yearly follow-up consultation.


We assess & identify your individual, family and / or business needs first, before we discuss your 'Investment Solutions'.

We don’t tell you to use our preferred or selected financial Brokers because their commissions paid to us are higher than others...!

We provide you with a number of choices and you tell us what suits you best.


We help you get to an Investment Solution position that can potentially create more Financial Freedom.

We don’t tell you where to invest or where to put your money...!

You tell us!


We help Small Business decide what Business Structure is best for their chosen Business type.

We don’t just set-up a generic structure for your Business and wait for you to ask what is the best for you...!

We will show you the benefits, pro's & con's of each business structure in order for you to get the best tax effective benefits.


We will work with you to assess where any savings can be found within your current expenses & outgoings.

We don't set up unrealistic budgets or guidelines for you to follow...!

We educate all our Clients by providing them with practical budgeting techniques and advid to help them manage their repayments, spending and potential savings.


We help Small Businesses to develop their Business Plan & Marketing Strategy & track their business progress for them.

We don't just set-up your ABN No. & Company Name and send you off to jump straight into your business activities without support...!

We will monitor and follow-up on your progress At intervals suitable to you.


We help Small Businesses to identify their Business Set-Up costs first, before they commit to borrowing any money or overdraft.

We don't leave you to work out your own cashflow position and wait for you to hit your business road blocks...!

We help Small Business Owners to manage their business by setting up a complete Small Business Budget Planner & Cashflow Tracker AND...

We can provide them with a qualified Bookkeeper Short-term (or) long-term, to assist (or) train them with compiling their own BAS monthly, quarterly (or) half-yearly.


We help Small Businesses to pre-plan their next financial year's Business Strategy in Quarter (3) of the current year. Please ask us why?

We don't wait until after your end-of-year Q4 financials have been submitted...! Please ask us why?

How do we do this? Please enquire and ask us.


AND Finally

We assist Small Businesses to aim for business quarter close, on a 'Profit' position. Please ask us why?

We don't wait for you to submit all your expenses / receipts in a shoe box at your leisure or just before BAS due date...! Please ask us why?

We will assist and help you aim to close your business books in a 'Profit' position, not a 'Loss' position.

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Testimonials

Total budgets has saved me from potentially losing my home... Cora helped me understand where my money was going and how to save and spend more wisely!
Thank You Cora, I am on top of things now thanks to your great advice.

Maria, Endeavour Hills VIC

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Questions and Answers about Total Budget Solutions
Questions and answers about Total Budget Solutions. We assess & identify your individual, family and / or business needs first. We don't leave you to work out your own cashflow position and wait for you to hit your business road blocks!

Phone: (03) 9557 0800